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When you begin this process, you set aside funds each month into a separate, insured account.While you're building up your funds, the company or lawyer you've selected negotiates with your creditors to try to reduce the total amount of debt you owe.
While you can undertake this process on your own, many people choose to hire a professional debt settlement company or lawyer to negotiate on their behalf.Most often, the required collateral is a second mortgage or a home equity line of credit.This is incredibly risky because if you cannot meet your payments, your home is on the line.Accredited Debt Relief is an affiliate and offers the same programs.
Debt consolidation is worth looking at if you have at least ,500 of debt.
Freedom Debt Relief is also one of the industry leaders, and it offers some of the highest quality customer service.