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(There’s also the potential to make money from social games, as chat app Line showed with

(There’s also the potential to make money from social games, as chat app Line showed with $1 billion in revenue last year.) The ultimate goal, Tech Crunch understands, is to reach 100 million monthly active Paytm users by end of the current Indian business year — that’s a deadline of April 1 2018.Beyond payments, Paytm also operates an e-commerce service and is planning to enter the digital banking space.

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(There’s also the potential to make money from social games, as chat app Line showed with $1 billion in revenue last year.) The ultimate goal, Tech Crunch understands, is to reach 100 million monthly active Paytm users by end of the current Indian business year — that’s a deadline of April 1 2018.

Beyond payments, Paytm also operates an e-commerce service and is planning to enter the digital banking space.

That spread of interests has given hope to rivals like Mobi Kwik, which is raising new funding at a $1 billion valuation.

Co-founder Upasana Taku recently told Tech Crunch that she believes Paytm is over-extending itself, leaving its core payment business liable to disruption.

the $8 billion-valued company behind the country’s top digital wallet, is in the process of expanding its services into person-to-person communication, games and other mobile content.

The planned update, which was first reported by the Wall Street Journal, will go live in a beta feature that will ship to users before the end of August, a source with knowledge of the plans told Tech Crunch. The Paytm app will start out mimicking Whats App with chat app features including text, image, video and audio messaging, but it plans to go beyond the basics to integrate more sophisticated features.

billion in revenue last year.) The ultimate goal, Tech Crunch understands, is to reach 100 million monthly active Paytm users by end of the current Indian business year — that’s a deadline of April 1 2018.Beyond payments, Paytm also operates an e-commerce service and is planning to enter the digital banking space.

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Paytm’s business has rocketed over the past year, primarily thanks to the impact of demonetisation, which saw 500 INR and 1,000 INR notes recalled and spurred digital payments in India.Another factor: Paytm’s largest shareholder is Alibaba is keen on exploring messaging after it totally missed the opportumity in China.Today its rival Tencent dominates the space with We Chat, which is encroaching on Alibaba’s core payment and commerce businesses.To send money through the app, you'll need to have the latest version, but the person receiving the money can have any version of Skype.

You'll both have to have Pay Pal accounts and live in one of the 22 countries where Send Money is currently supported.That could allow brands and Paytm merchants to market goods directly to users, and receive digital payment for them without the need for a face-to-face interaction.This mobile push goes some way to explaining the recent joint venture that the India company created with Alibaba affiliate AGTech Media.It remains to be seen whether this push into mobile messaging changes things.



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